[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.haag.cz\/lze-si-vzit-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.haag.cz\/lze-si-vzit-pujcku\/","headline":"Lze si vz\u00edt p\u016fj\u010dku","name":"Lze si vz\u00edt p\u016fj\u010dku","description":"Mnoho lid\u00ed by dalo nev\u00edm co za to, kdyby jim bylo osudem dop\u0159\u00e1no b\u00fdt bohat\u00fdmi. Kdekdo tou\u017e\u00ed po takov\u00e9m jm\u011bn\u00ed, s n\u00edm\u017e u\u017e by nikdy nepoc\u00edtil nedostatek, s n\u00edm\u017e by mohl spokojen\u011b vy\u017e\u00edt a\u017e do posledn\u00edho vydechnut\u00ed. Jen\u017ee to jsou jenom sny, kter\u00e9 se obvykle nevypln\u00ed. Je jen m\u00e1lo vyvolen\u00fdch, kte\u0159\u00ed skute\u010dn\u011b m\u016f\u017eou tvrdit, \u017ee...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.haag.cz\/lze-si-vzit-pujcku\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> &ldquo;Lze si vz\u00edt p\u016fj\u010dku&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2022-11-29","dateModified":"2023-06-14","author":{"@type":"Person","@id":"https:\/\/www.haag.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.haag.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"haag.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.haag.cz\/wp-content\/uploads\/dollar-726877_960_720.jpg","url":"https:\/\/www.haag.cz\/wp-content\/uploads\/dollar-726877_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.haag.cz\/lze-si-vzit-pujcku\/","about":["Ekonomika"],"wordCount":409,"articleBody":"   Mnoho lid\u00ed by dalo nev\u00edm co za to, kdyby jim bylo osudem dop\u0159\u00e1no b\u00fdt bohat\u00fdmi. Kdekdo tou\u017e\u00ed po takov\u00e9m jm\u011bn\u00ed, s n\u00edm\u017e u\u017e by nikdy nepoc\u00edtil nedostatek, s n\u00edm\u017e by mohl spokojen\u011b vy\u017e\u00edt a\u017e do posledn\u00edho vydechnut\u00ed. Jen\u017ee to jsou jenom sny, kter\u00e9 se obvykle nevypln\u00ed. Je jen m\u00e1lo vyvolen\u00fdch, kte\u0159\u00ed skute\u010dn\u011b m\u016f\u017eou tvrdit, \u017ee oni maj\u00ed dost a u\u017e tomu nikdy nebude jinak.A co ti ostatn\u00ed? Ti prost\u011b mus\u00ed v\u00e9st v\u00edcem\u00e9n\u011b skromn\u00fd \u017eivot a doufat, \u017ee jim bude dop\u0159\u00e1no to n\u011bjak finan\u010dn\u011b zvl\u00e1dnout. Aby aspo\u0148 nebyli nikdy chud\u00ed.Ale ani takov\u00e9 p\u0159\u00e1n\u00ed se kdekomu z n\u00e1s v\u017edycky nespln\u00ed. M\u00e1me tu i dost lid\u00ed, kte\u0159\u00ed se prost\u011b n\u011bkdy marn\u011b pot\u00fdkaj\u00ed s nedostatkem a dost\u00e1vaj\u00ed se tak do situac\u00ed, v nich\u017e u\u017e finan\u010dn\u011b neut\u00e1hnou ani ty nejb\u011b\u017en\u011bj\u0161\u00ed a nepostradateln\u00e9 v\u00fddaje. A je jedno, zda tito lid\u00e9 pat\u0159\u00ed mezi spot\u0159ebitele nebo podnikatele, potkat to m\u016f\u017ee v\u0161echny.A kdy\u017e na n\u011bkoho dolehne skute\u010dn\u011b t\u00ed\u017eiv\u00e1 finan\u010dn\u00ed situace? Pak se zkr\u00e1tka mus\u00ed naj\u00edt aspo\u0148 n\u011bjak\u00e1 zvladateln\u00e1 p\u016fj\u010dka, kterou by si doty\u010dn\u00ed vzali a zachr\u00e1nili t\u00edm to, co se je\u0161t\u011b zachr\u00e1nit d\u00e1.N\u011bkdy takov\u00ed lid\u00e9 \u017e\u00e1daj\u00ed o bankovn\u00ed p\u016fj\u010dky. Ale to si \u010dasto zrovna moc nepomohou. Banky se toti\u017e \u0159\u00edd\u00ed podle n\u00e1ro\u010dn\u00fdch pravidel, ze kter\u00fdch ani o p\u00ed\u010f neustoup\u00ed, a proto ti, kdo nejsou dokonal\u00ed, obvykle zdej\u0161\u00ed p\u016fj\u010dky nedostanou. Vad\u00ed v tom t\u0159eba registry dlu\u017en\u00edk\u016f nebo nedostate\u010dn\u00e1 v\u00fd\u0161e jejich p\u0159\u00edjm\u016f.A kdy\u017e je pak takov\u00fd \u010dlov\u011bk odm\u00edtnut v bance, ud\u011bl\u00e1 dob\u0159e, kdy\u017e to zkus\u00ed i u nebankovn\u00edch spole\u010dnost\u00ed. Nap\u0159\u00edklad takov\u00e1 americk\u00e1 hypot\u00e9ka bez registru vyhov\u00ed bez probl\u00e9m\u016f komukoliv, kdo m\u00e1 aspo\u0148 n\u011bjak\u00fd p\u0159\u00edjem a nemovitost, j\u00ed\u017e by se tu dalo ru\u010dit.S nemovitou z\u00e1rukou nen\u00ed probl\u00e9m takovou nebankovn\u00ed hypot\u00e9ku dostat. A to m\u016f\u017ee b\u00fdt vydatn\u00e1 pomoc se zvl\u00e1d\u00e1n\u00edm ekonomick\u00fdch t\u011b\u017ekost\u00ed, s nimi\u017e by si jinak kdekdo sotva poradil.Nebankovn\u00ed hypot\u00e9ka je prost\u011b jak\u00fdsi z\u00e1chrann\u00fd kruh pro ty, kdo jsou ve velk\u00fdch nesn\u00e1z\u00edch. A pom\u016f\u017ee skute\u010dn\u011b mnoh\u00fdm.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Lze si vz\u00edt p\u016fj\u010dku","item":"https:\/\/www.haag.cz\/lze-si-vzit-pujcku\/#breadcrumbitem"}]}]