[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.haag.cz\/lze-si-vzit-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.haag.cz\/lze-si-vzit-pujcku\/","headline":"Lze si vz\u00edt p\u016fj\u010dku","name":"Lze si vz\u00edt p\u016fj\u010dku","description":"Mnoho lid\u00ed by dalo nev\u00edm co za to, kdyby jim bylo osudem dop\u0159\u00e1no b\u00fdt bohat\u00fdmi. Kdekdo tou\u017e\u00ed po takov\u00e9m jm\u011bn\u00ed, s n\u00edm\u017e u\u017e by nikdy nepoc\u00edtil nedostatek, s n\u00edm\u017e by mohl spokojen\u011b vy\u017e\u00edt a\u017e do posledn\u00edho vydechnut\u00ed. Jen\u017ee to jsou jenom sny, kter\u00e9 se obvykle nevypln\u00ed. Je jen m\u00e1lo vyvolen\u00fdch, kte\u0159\u00ed skute\u010dn\u011b m\u016f\u017eou tvrdit, \u017ee...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.haag.cz\/lze-si-vzit-pujcku\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> &ldquo;Lze si vz\u00edt p\u016fj\u010dku&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2022-11-29","dateModified":"2023-06-14","author":{"@type":"Person","@id":"https:\/\/www.haag.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.haag.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"haag.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.haag.cz\/wp-content\/uploads\/art445470_3x2_20261003_185408_HTWLrb.jpg","url":"https:\/\/www.haag.cz\/wp-content\/uploads\/art445470_3x2_20261003_185408_HTWLrb.jpg","height":0,"width":0},"url":"https:\/\/www.haag.cz\/lze-si-vzit-pujcku\/","about":["Ekonomika"],"wordCount":409,"articleBody":"        Mnoho lid\u00ed by dalo nev\u00edm co za to, kdyby jim bylo osudem dop\u0159\u00e1no b\u00fdt bohat\u00fdmi. Kdekdo tou\u017e\u00ed po takov\u00e9m jm\u011bn\u00ed, s n\u00edm\u017e u\u017e by nikdy nepoc\u00edtil nedostatek, s n\u00edm\u017e by mohl spokojen\u011b vy\u017e\u00edt a\u017e do posledn\u00edho vydechnut\u00ed. Jen\u017ee to jsou jenom sny, kter\u00e9 se obvykle nevypln\u00ed. Je jen m\u00e1lo vyvolen\u00fdch, kte\u0159\u00ed skute\u010dn\u011b m\u016f\u017eou tvrdit, \u017ee oni maj\u00ed dost a u\u017e tomu nikdy nebude jinak. A co ti ostatn\u00ed? Ti prost\u011b mus\u00ed v\u00e9st v\u00edcem\u00e9n\u011b skromn\u00fd \u017eivot a doufat, \u017ee jim bude dop\u0159\u00e1no to n\u011bjak finan\u010dn\u011b zvl\u00e1dnout. Aby aspo\u0148 nebyli nikdy chud\u00ed. Ale ani takov\u00e9 p\u0159\u00e1n\u00ed se kdekomu z n\u00e1s v\u017edycky nespln\u00ed. M\u00e1me tu i dost lid\u00ed, kte\u0159\u00ed se prost\u011b n\u011bkdy marn\u011b pot\u00fdkaj\u00ed s nedostatkem a dost\u00e1vaj\u00ed se tak do situac\u00ed, v nich\u017e u\u017e finan\u010dn\u011b neut\u00e1hnou ani ty nejb\u011b\u017en\u011bj\u0161\u00ed a nepostradateln\u00e9 v\u00fddaje. A je jedno, zda tito lid\u00e9 pat\u0159\u00ed mezi spot\u0159ebitele nebo podnikatele, potkat to m\u016f\u017ee v\u0161echny. A kdy\u017e na n\u011bkoho dolehne skute\u010dn\u011b t\u00ed\u017eiv\u00e1 finan\u010dn\u00ed situace? Pak se zkr\u00e1tka mus\u00ed naj\u00edt aspo\u0148 n\u011bjak\u00e1 zvladateln\u00e1 p\u016fj\u010dka, kterou by si doty\u010dn\u00ed vzali a zachr\u00e1nili t\u00edm to, co se je\u0161t\u011b zachr\u00e1nit d\u00e1. N\u011bkdy takov\u00ed lid\u00e9 \u017e\u00e1daj\u00ed o bankovn\u00ed p\u016fj\u010dky. Ale to si \u010dasto zrovna moc nepomohou. Banky se toti\u017e \u0159\u00edd\u00ed podle n\u00e1ro\u010dn\u00fdch pravidel, ze kter\u00fdch ani o p\u00ed\u010f neustoup\u00ed, a proto ti, kdo nejsou dokonal\u00ed, obvykle zdej\u0161\u00ed p\u016fj\u010dky nedostanou. Vad\u00ed v tom t\u0159eba registry dlu\u017en\u00edk\u016f nebo nedostate\u010dn\u00e1 v\u00fd\u0161e jejich p\u0159\u00edjm\u016f. A kdy\u017e je pak takov\u00fd \u010dlov\u011bk odm\u00edtnut v bance, ud\u011bl\u00e1 dob\u0159e, kdy\u017e to zkus\u00ed i u nebankovn\u00edch spole\u010dnost\u00ed. Nap\u0159\u00edklad takov\u00e1 americk\u00e1 hypot\u00e9ka bez registru vyhov\u00ed bez probl\u00e9m\u016f komukoliv, kdo m\u00e1 aspo\u0148 n\u011bjak\u00fd p\u0159\u00edjem a nemovitost, j\u00ed\u017e by se tu dalo ru\u010dit. S nemovitou z\u00e1rukou nen\u00ed probl\u00e9m takovou nebankovn\u00ed hypot\u00e9ku dostat. A to m\u016f\u017ee b\u00fdt vydatn\u00e1 pomoc se zvl\u00e1d\u00e1n\u00edm ekonomick\u00fdch t\u011b\u017ekost\u00ed, s nimi\u017e by si jinak kdekdo sotva poradil. Nebankovn\u00ed hypot\u00e9ka je prost\u011b jak\u00fdsi z\u00e1chrann\u00fd kruh pro ty, kdo jsou ve velk\u00fdch nesn\u00e1z\u00edch. A pom\u016f\u017ee skute\u010dn\u011b mnoh\u00fdm.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Lze si vz\u00edt p\u016fj\u010dku","item":"https:\/\/www.haag.cz\/lze-si-vzit-pujcku\/#breadcrumbitem"}]}]