[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.haag.cz\/kdyz-nastanou-tezke-casy\/#Article","mainEntityOfPage":"https:\/\/www.haag.cz\/kdyz-nastanou-tezke-casy\/","headline":"Kdy\u017e nastanou t\u011b\u017ek\u00e9 \u010dasy","name":"Kdy\u017e nastanou t\u011b\u017ek\u00e9 \u010dasy","description":"V lidsk\u00e9m \u017eivot\u011b jsou jak doby, kdy se da\u0159\u00ed v\u0161echno, na co \u010dlov\u011bk jenom s\u00e1hne, tak i doby, kdy \u010dlov\u011bka prov\u00e1z\u00ed t\u0159eba i jenom jeden ne\u00fasp\u011bch za druh\u00fdm. A je logick\u00e9, \u017ee kdyby to \u0161lo, m\u011bli by lid\u00e9 rad\u011bji spokojen\u00fd ne\u017e ne\u00fasp\u011b\u0161n\u00fd \u017eivot. Proto\u017ee si nikdo nechce svoji situaci komplikovat a nechce za\u017e\u00edvat to, co...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.haag.cz\/kdyz-nastanou-tezke-casy\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> &ldquo;Kdy\u017e nastanou t\u011b\u017ek\u00e9 \u010dasy&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2022-12-20","dateModified":"2023-06-14","author":{"@type":"Person","@id":"https:\/\/www.haag.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.haag.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"haag.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.haag.cz\/wp-content\/uploads\/bitcoin-3024280_960_720.jpg","url":"https:\/\/www.haag.cz\/wp-content\/uploads\/bitcoin-3024280_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.haag.cz\/kdyz-nastanou-tezke-casy\/","about":["Ekonomika"],"wordCount":444,"articleBody":"   V lidsk\u00e9m \u017eivot\u011b jsou jak doby, kdy se da\u0159\u00ed v\u0161echno, na co \u010dlov\u011bk jenom s\u00e1hne, tak i doby, kdy \u010dlov\u011bka prov\u00e1z\u00ed t\u0159eba i jenom jeden ne\u00fasp\u011bch za druh\u00fdm. A je logick\u00e9, \u017ee kdyby to \u0161lo, m\u011bli by lid\u00e9 rad\u011bji spokojen\u00fd ne\u017e ne\u00fasp\u011b\u0161n\u00fd \u017eivot. Proto\u017ee si nikdo nechce svoji situaci komplikovat a nechce za\u017e\u00edvat to, co je mu nep\u0159\u00edjemn\u00e9.A kdy\u017e na \u010dlov\u011bka dolehne finan\u010dn\u00ed t\u00edse\u0148, je to pr\u00e1v\u011b jeden z t\u011bch p\u0159\u00edpad\u016f, kter\u00fdm se ka\u017ed\u00fd rad\u011bji vyhne. Pochopiteln\u011b tehdy, kdy\u017e to jde. Jen\u017ee ono to n\u011bkdy nejde. Ka\u017ed\u00fd si p\u0159eje \u017e\u00edt v dostatku, jen\u017ee ani ti, kdo se skute\u010dn\u011b sna\u017e\u00ed, ho nemaj\u00ed zaru\u010den\u00fd. Ani ti nejpracovit\u011bj\u0161\u00ed z n\u00e1s si nemohou b\u00fdt jisti t\u00edm, \u017ee budou uchr\u00e1n\u011bni finan\u010dn\u00ed t\u00edsn\u011b, \u017ee neskon\u010d\u00ed na nule nebo dokonce v dluz\u00edch. Proto\u017ee p\u0159\u00edjmy nejednou neodpov\u00eddaj\u00ed pot\u0159eb\u00e1m, jsou n\u00edzk\u00e9 a t\u0159eba i ni\u017e\u0161\u00ed ne\u017e suma pot\u0159ebn\u00e1 k p\u0159e\u017e\u00edv\u00e1n\u00ed.A co si po\u010d\u00edt, pokud na n\u011bkoho dolehnou t\u011b\u017ek\u00e9 \u010dasy, v nich\u017e doty\u010dn\u00fd nen\u00ed schopen financovat ani to, bez \u010deho se nelze obej\u00edt? Pokud to jde, bere si podobn\u00fd \u010dlov\u011bk p\u016fj\u010dku. Tou se p\u0159ece, jak je zn\u00e1mo, daj\u00ed zaplatit moment\u00e1ln\u011b nezvladateln\u00e9 v\u00fddaje, a sama tato p\u016fj\u010dka se pak sv\u00e9mu poskytovateli vr\u00e1t\u00ed z budouc\u00edch dlu\u017en\u00edkov\u00fdch p\u0159\u00edjm\u016f.Ov\u0161em pr\u00e1v\u011b kv\u016fli nutnosti spl\u00e1cen\u00ed se \u010dasto st\u00e1v\u00e1, \u017ee lidem n\u011bkde p\u016fj\u010dku nedaj\u00ed. Proto\u017ee spl\u00e1cen\u00ed mus\u00ed b\u00fdt jist\u00e9, aby se sami poskytovatel\u00e9 p\u016fj\u010dek u\u017eivili a nedostali se do postaven\u00ed t\u011bch, jim\u017e jsou p\u016fj\u010dky k jejich p\u0159e\u017eit\u00ed pot\u0159eba, a kdy\u017e n\u011bkdo ze \u017eadatel\u016f nevypad\u00e1 na to, \u017ee by byl schopn\u00fd nebo ochotn\u00fd p\u016fj\u010den\u00e9 pen\u00edze vr\u00e1tit, u\u017e preventivn\u011b rad\u011bji nic nedostane. A a\u0165 si to zvl\u00e1d\u00e1, jak chce.A pak je \u010dasto tou posledn\u00ed nad\u011bj\u00ed americk\u00e1 hypot\u00e9ka bez registru. Proto\u017ee u t\u00e9 se ru\u010d\u00ed za spl\u00e1cen\u00ed z\u00e1stavou nemovitosti, a kdy\u017e z\u00e1jemce o poskytnut\u00ed finan\u010dn\u00ed pomoci nemovitost do z\u00e1stavy d\u00e1, d\u00e1v\u00e1 z\u00e1ruku, \u017ee nebankovn\u00ed spole\u010dnost o sv\u00e9 pen\u00edze ur\u010dit\u011b nep\u0159ijde. A je logick\u00e9, \u017ee pak je tu jist\u00e1 i ochota takov\u00e9mu \u017eadateli p\u016fj\u010dit. A to i za ide\u00e1ln\u00edch podm\u00ednek.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e nastanou t\u011b\u017ek\u00e9 \u010dasy","item":"https:\/\/www.haag.cz\/kdyz-nastanou-tezke-casy\/#breadcrumbitem"}]}]